The Office of the Comptroller of the Currency (OCC) published Bulletin 2025-22 on September 8, 2025, clarifying how it considers "politicized or unlawful debanking" when reviewing bank licensing applications and Community Reinvestment Act (CRA) performance. This approach, consistent with Executive Order 14331, defines such debanking as adversely restricting financial services based on a customer's political or religious beliefs or lawful business activities. The OCC will now evaluate a bank's record of and policies against this practice as part of its holistic, case-by-case review for licensing filings and CRA ratings.
For more information, check out our Gold Book subsection!