|
Hotline Services
Banking Spectrum offers two hotline services.
Each hotline is devoted to providing quick and comprehensive answers
to compliance, procedural and related questions in the areas of lending
compliance and deposit operations.
Lending Hotline
Staffed by the compliance experts of Banking Spectrum, this hotline
answers questions related to federal and New York State compliance
and examination issues. This hotline also provides guidance on procedural
matters. Federal laws and regulations addressed include (partial
listing):
- Community Reinvestment Act (CRA)
- Truth In Lending (Reg Z)
- Home Mortgage Disclosure (Reg C)
- Loans to Insiders (Reg O)
An annual fee entitles three designated callers
to use the hotline.
Please send us an email
for further information.
Deposit Hotline
The Deposit Hotline is a service of Banking Spectrum, which covers
questions related to the daily operations and transactions of a
bank and its depository structure. It is the perfect complement
to The Gold Book. Topics addressed
include (partial listing):
- New accounts
- FDIC insurance
- Abandoned property
- Adverse claims
- Processing account of decedents
- Records retention
- IRS reporting
- Backup withholding
- Deposit compliance laws and regulations:
- Truth In Savings
- Reg CC
- Reg E
- Bank Secrecy, etc.
An annual fee entitles three designated
callers to use the hotline.
Please send us an email
for further information.
|
