Banking Spectrum

About Banking Spectrum

Banking Spectrum, Inc. was founded in 1984. It was both an addition to and an outgrowth of the banking industry. The founding personnel and much of its product line had, until its inception, been a part of the Community Bankers Association of New York State. Initially started to assist the retail needs of banks in the areas of deposit services (regulatory and operational), pension services (IRAs, Keoghs, etc.) and training in these areas, the company has expanded into all areas of consumer compliance, disaster recovery/contingency planning, records retention, hotline support and consulting, as well as and strategic and business planning, and software programs.

Mission Statement

To provide the highest quality products, designed to meet the needs of financial institutions and their customers.
To maintain our products in compliance with applicable laws and regulations.
To exceed regulatory requirements through operational and practical solutions based on our working knowledge of the industry.
To provide the expertise you expect from firm specializing in single products across the board in all product areas.
To match technical integrity with the highest standards of customer service and professional ethics.

Staff Bios

Carlos P. Naudon, Esq.
Carlos P. Naudon is the President and Chief Executive Officer of Banking Spectrum. An Attorney and a Certified Public Accountant, Carlos is a partner in the law firm of Allister & Naudon and the editor of The Gold Book: The Manual of Bank Operations. He is a graduate of the University of Maryland and Brooklyn Law School. He also holds an MBA from the University of Rochester and has taught at the Columbia University Graduate School of Business.

Prior to starting his firms, Carlos was Vice President and Director of Bank Operations and Services at the Community Bankers’ Association of New York State. His other experience includes positions of Senior Financial Analyst for Xerox Corporation and auditor for PriceWaterhouse Coopers, LLP.

Carlos is a frequent lecturer and speaker on banking issues and corporate governance. In his professional capacity, he specializes in regulatory assistance and institutional management matters. He personally serves a number of banks, rendering business planning, management consultation and regulatory assistance services.

Jeffrey W. Allister, Esq.
Jeffrey W. Allister, Counsel to Banking Spectrum, is a member of the firm of Allister and Naudon, which is engaged in the practice of banking and commercial law. Admitted to the New York State and the Federal Bar, Jeffrey served as Vice President and General Counsel of the Community Bankers Association of New York State. His areas of expertise include federal and state banking law, regulations, and compliance. A graduate of the University of Pennsylvania and Fordham University Law School, he is an author and lecturer on banking law topics. His publications have appeared in the New York Law Journal, New York State Bar Journal, and the Banking Law Journal. From 1984-1987 he held the position of Adjunct Professor of Law at Fordham University Law School, where he taught banking law.

Karen A. Ezzi
Karen A. Ezzi serves as Banking Spectrum’s Vice President of Sales & Services, with responsibilities for customer services as well as consulting and training support. Prior to joining Banking Spectrum in 1990, Karen began her career in Citibank’s Tax Shelter Center. Karen also worked as retirement plan officer at Horizon Bancorp in New Jersey, where she coordinated the pension compliance issues for three of the holding company’s banks. She holds an undergraduate degree from Gettysburg College.